How many Americans require training to understand the Affordable Care Act law? How many already feel frustrated with health insurance before this law became effect? How many are experiencing lower premiums,deductibles,coinsurance, and co-pays?
ahip.org reports $2.7 trillion dollars is spent annually on healthcare. The Population Clock of US Census.gov states 322,047,886 people are in this country at this second I write this.
That's an estimated $ 8,383.85 that each American including newborns, would have to pay to balance the cost of healthcare and health insurance in this country. Every citizen must pay $8,383.85 to balance and share healthcare costs.
In a perfect country; perhaps,these calculations would add up and be fair to every one as equal contributors.
Behind the scenes unknown to most Americans, medical offices and emergency rooms are forced into the Affordable Health Care compliance of financial reporting too.
Most Americans understand the importance of filing taxes, paying property taxes and using Department of Motor Vehicles standard forms to submit, comply, and pay due tax processes.
Most Americans who work in the retail, financial and banking industries are aware of fraud prevention and checks and balances of Sarbanes-Oxley Act of 2002. This law prevents accounting fraud and provides strict mandates to reform how corporations make financial declarations. This law tries to ensure honesty, integrity, and trust of financial transactions through SOX compliance.
In the medical industry, behind the scenes; financial processes are occurring with Electronic Health Records, bundling of services submitted for payment, ICD-9 being upgraded to ICD-10 and electronic softwares to manage the accuracy, honesty, and financial integrity of healthcare information of patients and payment processing of healthcare services.
The United States Postal Service implemented similar technology of computers, software, and database management to improve financial accounting and to ensure SOX compliance. However, every day the news reports are disturbing of the slow collapse of USPS and disappearing post offices to no longer provide brick and mortar retail services. Is this because of SOX compliance or something financially more disturbing going on in this country to seek a growth that will not happen because of corrupt and faulty calculations?
USPS is now facing competition from UPS to petition the Postal Rate Commission, as reported by the Save the Post Office; to have USPS change its costing methodologies to help UPS become more competitive and decrease the monopoly USPS has long enjoyed for many years.
The $9.4 Billion dollar transaction of Walgreens buying RiteAid as reported by CBS News increases consumer and economical questions about the monopolies in American that control our market. So where will this leave healthcare and what monopoly will exist from big government or huge corporations that affect our healthcare insurance too?
The only remedy, we as Americans; have against big pharmaceuticals,corporation monopoly,insurance uncertainty, and healthcare insurance is to learn for self how to make educated choices and seek out options that will work for our income and our lifestyle.
Do not leave options closed while waiting on a bright chance from another. Chance is what many take when they choose not to have realistic and tangible solutions. Americans are more than profit and loss statistics. It is our duty to remind each other that we are human beings. We are more than statistical information of gain and loss.
If we do not learn new information to manage our homes; than our health and quality of lives will decrease from the pressures of things we can not change nor control around us. So learn to control what we can.
$ 8,383.85 may not seem like alot of money to many people who comfortably afford "equal" healthcare costs.
While in reality, let's see what costs less than monthly healthcare insurance payments; shall we?
- Mortgage policy payments
- Homeowner insurance payments
- Vehicles lease or own payments
- Childcare and daycare services
- Vehicle insurance policies
- College payments on student loans
The estimated annual healthcare cost per person is $8383.85. The US population and healthcare total costs represents the truth of the math that does not calculate fairly. These figures do not console families, elderly, disabled and working class Americans. Consider:
- Family of five to pay: $3493.25 monthly & $41,919 annually for each member to have health insurance.
- Social security monthly income @: $1800 month to pay $698.65 for health coverage.
- SSI recipients monthly income @: $600 to pay $698.65 a monthly for health insurance. How does this even work?
If the economical math can not calculate equality, than it will never equal integrity of honesty either. We the people, have a duty to learn to control our financial situations. We can increase our knowledge, skills, and abilities to help our families.
For every option or choice that is possible; the Internet provides us the tools we need to create positive alternative solutions. We have to use personal diligence and willfulness to seek the creditable information we need to thrive and survive.
This unstable financial evolution of our country is not going to change. We have to be the financially, responsible citizens who must change. Why can't we use research, education, and making healthier choices work for our individual lives too?
Anyone can choose drugs, alcohol, tobacco, gambling, prostitution, sex, stealing,or other unhealthy and criminal activities to escape reality and to never solve a problem. But this short-term gratification of impulsive living never benefits no one. Not our government. Not our country. Not our people. Not our healthcare costs.
We will never fulfill the desire within to feel accomplished, complete, and balanced when we become the source of our individual problems too.
It is our duty to be the best balanced American we can learn to be and achieve.
To function responsibly in our jobs and retaining priority to use our most powerful skills in our homes, family, and personal lives; is what the American dream is all about. But only each, can make this happen.
